Do I need to finance through Vroom?

No, although the majority of Vroom customers prefer to finance through us because we work with over a dozen banks and financial institutions to get you a competitive rate. Also, the application process is easy.

You have the option to finance with your own bank, as long as you have an existing approval.

Note that if you choose to finance outside of Vroom, you may need to take extra steps, such as visiting a bank branch to sign the loan document and additional documents (e.g. a pre-approval letter).

Alternatively, you can avoid financing altogether by paying for your vehicle in full (the funds will need to be transferred directly from your bank account).

Visit to apply today.